- All our pricing is published so you know exactly what you will pay.
- With Payatrader you only pay a card processing fee when you accept a payment.
- There's no monthly or minimum service charges or other financial or contractual committments.
- We don't charge for using the technology needed to process a payment (except face-to face payments where you need to pay for a terminal or card reader), which means you can upload payment buttons to your website, take payments by telephone or use our email and invoice links without incurring additional fees.
- Our card processing fees are based on the sum total of your weekly card payments. These automatically reduce as your turnover increases
- While we can't promise to always be the lowest cost provider, we're confident that we offer the best value for money as a result of the rich functionality that's included with your account and inclusive multi-channel capability.
Rates are based on your total card sales per week and automatically adjust to ensure you get the best rate. For Visa & MasterCard transactions, the rate payable is:
Weekly sales band = the rate you pay:
£0.00 to £500.00 = 2.90%
£500.01 to £1000.00 = 2.70%
£1000.01 to £2500.00 = 2.50%
£2500.01 and over = 2.30%
American Express costs 2.95% per transaction irrespective of your weekly card turnover. Rates apply to both credit and debit card payments.
Refunds are charged at 2.00%.
A minimum fee of 30 pence applies to all transactions. Please note this is not an additional charge and only applies where the total cost of a transaction is less than 30 pence, typically on sales under £10.00.
Transaction fees are VAT exempt.
It costs £99.00 to join Payatrader. This is a one-off payment.
Additional Account ID's are FREE. These enable you to identify which business partner or employee has processed a payment. You can request up to 99 linked account ID's.
Payments processed using our 24/7 contact centre are subject to a charge of £3.00 plus the normal transaction fee.
The cost of processing a chargeback is £25.00.
Chip & PIN terminalsa re available from just £2.50 +VAT per week.
This product is a 'lite' version of Payatrader. Please visit the Payatrader Lite menu for information on fees.