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Great deal, easy to apply for, almost instant approval and took a card payment from a customer straight away!

Bryn Awel Bed & Breakfast 2014

Designed for you

Payatrader is ideal for start-ups and small businesses that accept under 30k in card payments a year. It's easy to use, with no monthly fees or other ongoing financial or contractual commitments. It's the preferred option for thousands of UK small businesses - builders, electricians, locksmiths, accountants, solicitors, mobile businesses, couriers, franchises and many more.

All Inclusive

We've kept it simple - you pay a single flat fee per transaction based on your weekly card turnover. There are no additional charges, which makes it easy should you need to pass them on to your customer. We also offer a FREE 'lite' version of Payatrader where you can select one of our card acceptance channel packages - Online, Telephone or Chip & PIN payments, without paying a joining fee.

No Lengthy Contract

We do things differently. We believe happy customers are loyal customers - so there's no need to be locked into a lengthy contract. And, when your business grows it's easy to upgrade your account to our Direct Merchant Account to benefit from even lower rates. You may be thinking "where's the catch" - but we guarantee that you can close your account and return your terminal at any time without having to pay an additional exit fee.

Larger Business?

New! For fast growing or larger businesses you may benefit from our Paya Card Services Merchant Account, with rates from 0.44% on Debit and 0.80% on credit cards. This offers exceptional value for money with no lengthy contract term - giving you more flexibility and control as your business grows or your needs change. In addition we provide a 100% Online Quote and application form - making it quick & easy to apply.